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Don't Forget Closing Costs

Certain standard costs are related to closing the sale of a house. Buyers and sellers usually share these closing costs, as the real estate sales contract specifies.

Many of the closing costs associated with buying a house are associated with getting a mortgage. At Pac West Financial, we are highly experienced in mortgage lending, so we can provide you with a comprehensive report on mortgage-related costs in your "Good Faith Estimate".

Good Faith Estimate (GFE)

Very shortly after you apply for a loan, we will give you the "Good Faith Estimate" of your costs. We base this closing cost estimate on our extensive past experience. Please note that while our GFEs are very accurate, we can't always predict your closing costs to the penny. We handle buyers' questions about these costs every day at Pac West Financial, so please be sure to contact us if we can help answer your questions.

Below you'll find a fairly generic list of costs for buying a home. We will provide a specific list of your closing costs when we deliver your Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs
  • Loan-related costs
  • Points — These are costs you pay up-front to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Fees
  • Taxes
Property Taxes
  • Recording Fees and Transfer Taxes
  • Insurance
Homeowners Insurance
  • Flood / Earthquake Insurance if applicable
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Pac West Financial can help you understand closing costs. Give us a call: 951-246-9944.